Portfolio visibility and finance clarity for UK property businesses and landlords.
Whether you own one property or a portfolio, NVH helps property investors and businesses understand performance by property, manage cash flow, and make better decisions about their portfolio.
Sector Challenges
The Problems Property Investors Face
Property businesses have unique financial structures — mortgage interest, capital vs revenue, void periods, and tax considerations that general accountants often handle poorly.
warning Common Problems
- closeNo yield visibility by property — unable to see which units perform
- closeMortgage and service charge costs not allocated per property
- closeRental income not reconciled — arrears and voids not tracked
- closeVoid costs not modelled — no understanding of true cost of empty units
- closeCapital vs revenue expenditure not separated correctly
- closeTax position unclear — personal vs company structure not optimised
- closeNo portfolio-level cash flow forecast including mortgage payments
- closeImprovement and maintenance costs untracked by property
check_circle How NVH Solves This
- checkProperty portfolio management accounts — P&L by property
- checkYield and performance reporting by individual property
- checkCash flow forecasting including mortgage payments and void modelling
- checkRental income reconciliation and arrears tracking
- checkCapital vs revenue expenditure tracking and classification
- checkTax advisory for individual landlords and property companies
- checkVirtual Finance Partner — strategic property finance advisory
What We Deliver
NVH Services for Property Businesses & Landlords
AI Intelligence Add-Ons
AI Tools Relevant to Property Businesses
Optional AI-powered intelligence modules that give property investors real-time visibility of portfolio cash flow, health, and compliance.
Cash Flow Intelligence
£49/mo
AI-powered cash flow forecasting for property portfolios with mortgage and void modelling.
Learn more →Business Health Score
£29/mo
A single score showing the overall financial health of your property portfolio.
Learn more →Business Deadline Monitor
£19/mo
Automated alerts for key tax deadlines, CGT, and compliance risks.
Learn more →AI Planning Adviser
£59/mo
Scenario modelling for portfolio expansion, remortgaging, and acquisition decisions.
Learn more →FAQ
Frequently Asked Questions
Can NVH report performance by individual property?expand_more
Yes. We structure your management accounts so that income, costs, mortgage interest, and yield are visible by individual property. This means you can see which properties are performing well and which are dragging down portfolio performance, allowing you to make informed decisions about retention, improvement, or disposal.
Do you handle both personal and company property structures?expand_more
Yes. We advise individual landlords who hold property personally and property companies on the financial and reporting differences between each structure. Tax return filing is handled by your existing advisers.
Can you help with capital vs revenue classification?expand_more
Correct classification of capital and revenue expenditure is critical for property businesses. We help you track and classify improvement costs, maintenance costs, and renovation expenditure correctly to ensure your tax position is accurate and you are claiming all allowable deductions.
Book a Free Property Finance Review
Tell us about your property portfolio — how many units, what structure you use, and where you need better visibility. We will give you an honest view of how NVH can help.